Does Insurance Cover Rehab in NYC?
Most commercial insurance plans cover addiction treatment in NYC. We verify benefits for free — call us anytime.
Mental Health Parity Law
The Mental Health Parity and Addiction Equity Act of 2008 requires most commercial health insurance plans to cover substance use disorder treatment at the same level as medical and surgical care. This means if your plan covers hospital stays for medical issues, it must also cover inpatient addiction treatment.
New York State has some of the strongest parity protections in the country.
Carriers We Work With
Don't see your carrier? Call us — we likely work with it anyway.
Questions about addiction treatment in NYC? Our team is available 24 hours a day. Call (347) 690-4377 — confidential, no obligation.
Frequently Asked Questions
What if I'm denied coverage?
Insurance denials are common and often overturned on appeal. The CHAMP Insurance Helpline (1-888-614-5400) helps New Yorkers fight denials for addiction treatment.